Research Blog · Small Business

CRM Analytics for Main Street: How Data Tools Can Save Small American Businesses

Sakira Afrose Toma  ·  2025  ·  sakiraatoma.com

There are 33.2 million small businesses in the United States. They represent 99.9% of all U.S. businesses and employ 46.4% of the American private workforce. They are, in every meaningful sense, the backbone of the U.S. economy.

And most of them are operating almost entirely without the data analytics capabilities that large corporations have used to dominate their markets.

The Analytics Divide

Amazon knows, in real time, which products are likely to go out of stock in which regional distribution centers, which advertising messages will drive the highest conversion rates for which demographic segments, and which customers are most likely to churn and what it will take to retain them. That analytical infrastructure is a significant competitive advantage — and it is largely unavailable to the small business owner running a bakery in Cleveland or a hardware store in Baton Rouge.

The SBA's Office of Entrepreneurial Development has identified data analytics adoption as one of the most significant competitiveness gaps facing small and minority-owned businesses. Research shows that CRM adoption and analytics use can increase small business revenue by 15 to 25%. The tools exist. The knowledge and implementation support do not.

"The data analytics gap between large corporations and small businesses is not just a business competitiveness problem. It is an economic equity problem — because the businesses least able to afford analytics are disproportionately owned by minority entrepreneurs in underserved communities."

My Research: CRM Analytics for Underserved Markets

Research Area 4 in my portfolio examines how CRM analytics tools can be practically implemented by small businesses in underserved U.S. communities — with a particular focus on businesses with limited technical capacity and financial resources.

The study combines a systematic review of existing CRM analytics implementation literature with a survey-based study of small business CRM adoption barriers and facilitators, and concludes with a practical implementation framework that is scalable to businesses without dedicated analytics staff.

The Policy Connection

This research connects to three active federal priorities: the SBA's Small Business Development Center (SBDC) network's digital capacity building programs; the Minority Business Development Agency's technology adoption initiatives; and the Treasury Department's Community Development Financial Institution (CDFI) fund, which supports economic development in underserved communities.

Proposed Open-Access Output

Alongside the peer-reviewed paper, I plan to develop an open-access CRM Analytics Implementation Toolkit — a freely downloadable guide for small business owners that translates research findings into practical, step-by-step implementation guidance. This is a direct national public good output from academic research.

What Motivates This Research

I grew up watching small business owners in Dhaka operate on intuition and experience, without data. Some of that intuition was extraordinary. But intuition is not scalable, not transferable, and not defensible when market conditions change rapidly.

American small business owners deserve access to the same analytical capabilities that their large competitors take for granted. The research to show them how to get there — at a cost and complexity they can actually manage — is work worth doing.

About the Author

Sakira Afrose Toma is a Marketing Analytics researcher at Wright State University. Her research focuses on consumer behavior analytics, health-linked data science, workforce analytics, and consumer data privacy.

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